3 Reasons why Investors should invest in Marketplace Lending

Marketplace lending also referred to as peer-to-peer (P2P) lending, is a US$200 billion asset class globally. Bringing together finance, risk management and technology; marketplace lending takes place through online platforms that use technology to bring together creditworthy borrowers who are underserved by traditional lending institutions, with investors who are seeking attractive yield-generating investments.

Marketplace Lending as an asset class

marketplace lending accredited investors

As investors, we often discuss the benefits of diversification.

For example, we may think of splitting our investment portfolio into REITs, blue chips and small cap stocks. In reality, this is not asset allocation as all 3 groups are under the equity class – this is just diversification within one asset class.


The Future of FinTech for SMEs

Small and medium enterprises (SMEs) represent the backbone of Thailand. SMEs account for 81% of employment in Thailand and contributes 37% of the nation’s GDP. They also represent the main innovation driver in many sectors, and exploiting their full potential would benefit both the economy and society in general.